Smirk Everyday Insurance Plan

Reliable coverage for routine care
and more, with no waiting period
and up to $2,000 in annual benefits.

Smirk Everyday Insurance Plan

Reliable coverage for routine care and more, with no waiting period and up to $2,000 in annual benefits.

Smirk Everyday Insurance Plan

Reliable coverage for routine care
and more, with no waiting period
and up to $2,000 in annual benefits.

Smirk Everyday Insurance Plan

Reliable coverage for routine care
and more, with no waiting period
and up to $2,000 in annual benefits.

Smirk Everyday Insurance Plan

Reliable coverage for routine care
and more, with no waiting period
and up to $2,000 in annual benefits.

The Everyday Plan gives you dependable dental coverage with a yearly benefit of up to $2,000. It’s a great option if you want to stay on top of routine care like cleanings and checkups, with some extra help for unexpected dental work.

You can start using your benefits right away — there’s no waiting period to get the care you need.

About this plan

Coverage Start Date

Your coverage could start as soon as July 1, 2025.

Preventive Care Coverage

Your Preventive dental care is paid 100%. No need to meet your deductible for preventive services and there is no waiting period.

Annual Deductible

Your annual deductible is $50 per person or $150 if you choose Family coverage.

Your annual deductible is $50 per person or $150 if you choose Family coverage.

Basic Dental Care Coverage

Your Basic dental care is paid 50% in the first year and 80% in the second year after meeting your deductible. There is no waiting period for Basic dental care services.

Annual Maximum Benefit

The annual maximum which will be paid towards your dental care is $2000.

The annual maximum which will be paid towards your dental care is $2000.

Major Dental Care Coverage

Your Major dental care is paid 20% in the first year and 50% in the second year after meeting your deductible. There is no waiting period for Major dental care services.

Coverage

Important Info

Disclaimers

Category
Description
Coverage

Annual Maximum

The maximum dollar amount your dental insurance plan will pay for covered services within a plan year. Once this limit is reached, you are responsible for any additional costs.

$2000

Deductible

The amount you must pay out-of-pocket each year for covered dental services before your insurance plan begins to contribute.

$50 Individual
$150 Family

Prevention Services

Routine dental care is designed to maintain oral health and catch problems early. This

includes cleanings, exams and X-rays.

Insurance pays 100% starting on the effective date of the policy

Basic Services

Treatments to address minor dental issues, such as fillings, extractions and root planing for gum health.

Insurance pays 50% of covered charges in the first year of the policy and 80% in the second year of the policy.

Major Restorative Services

Complex or extensive dental treatments like crowns, bridges, dentures and implants.

Insurance pays 20% of covered charges in the first year of the policy and 80% in the second year of the policy.

Waiting Period

The amount of time you must wait until the plan will pay benefits.

There are no waiting periods.

Orthodontia

Coverage for braces and other orthodontic treatments to correct misaligned teeth and jaws.

$0

Coverage

Important Info

Disclaimers

Category
Description
Coverage

Annual Maximum

The maximum dollar amount your dental insurance plan will pay for covered services
within a plan year. Once this limit is reached,
you are responsible for any additional costs.

$2000

Deductible

The amount you must pay out-of-pocket each year for covered dental services before your insurance plan begins to contribute.

$50 Individual
$150 Family

Prevention Services

Routine dental care is designed to maintain oral health and catch problems early. This

includes cleanings, exams and X-rays.

Insurance pays 100% starting on the effective date of the policy

Basic Services

Treatments to address minor dental issues, such as fillings, extractions and root planing for gum health.

Insurance pays 50% of covered charges in the first year of the policy and 80% in the second
year of the policy.

Major Restorative Services

Complex or extensive dental treatments like crowns, bridges, dentures and implants.

Insurance pays 20% of covered charges in the first year of the policy and 80% in the second
year of the policy.

Waiting Period

The amount of time you must wait until the plan will pay benefits.

There are no waiting periods.

Orthodontia

Coverage for braces and other orthodontic treatments to correct misaligned teeth and jaws.

$0

Coverage

Important Info

Disclaimers

Category
Description
Coverage

Annual Maximum

The maximum dollar amount your dental insurance plan will pay for covered services within a plan year. Once this limit is reached, you are responsible for any additional costs.

$2000

Deductible

The amount you must pay out-of-pocket each year for covered dental services before your insurance plan begins to contribute.

$50 Individual
$150 Family

Prevention Services

Routine dental care is designed to maintain oral health and catch problems early. This

includes cleanings, exams and X-rays.

Insurance pays 100% starting on the effective date of the policy

Basic Services

Treatments to address minor dental issues, such as fillings, extractions and root planing for gum health.

Insurance pays 50% of covered charges in the first year of the policy and 80% in the second year of the policy.

Major Restorative Services

Complex or extensive dental treatments like crowns, bridges, dentures and implants.

Insurance pays 20% of covered charges in the first year of the policy and 80% in the second year of the policy.

Waiting Period

The amount of time you must wait until the plan will pay benefits.

There are no waiting periods.

Orthodontia

Coverage for braces and other orthodontic treatments to correct misaligned teeth and jaws.

$0

Coverage

Important Info

Disclaimers

Category
Description
Coverage

Annual Maximum

The maximum dollar amount your dental insurance plan will pay for covered services within a plan year. Once this limit is reached, you are responsible for any additional costs.

$2000

Deductible

The amount you must pay out-of-pocket each year for covered dental services before your insurance plan begins to contribute.

$50 Individual
$150 Family

Prevention Services

Routine dental care is designed to maintain oral health and catch problems early. This

includes cleanings, exams and X-rays.

Insurance pays 100% starting on the effective date of the policy

Basic Services

Treatments to address minor dental issues, such as fillings, extractions and root planing for gum health.

Insurance pays 50% of covered charges in the first year of the policy and 80% in the second
year of the policy.

Major Restorative Services

Complex or extensive dental treatments like crowns, bridges, dentures and implants.

Insurance pays 20% of covered charges in the first year of the policy and 80% in the second
year of the policy.

Waiting Period

The amount of time you must wait until the plan will pay benefits.

There are no waiting periods.

Orthodontia

Coverage for braces and other orthodontic treatments to correct misaligned teeth and jaws.

$0

Dental Insurance That Works™

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Dental Insurance That Works™

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Dental Insurance That Works™

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